SELLER NET PROCEEDS CALCULATOR

What Will You Walk Away With?

Get a quick estimate of your net proceeds after selling your home. Factor in commissions, closing costs, mortgage payoff, and more.

Commissions Closing Costs Mortgage Payoff

This is a planning estimate. Your actual net will depend on your specific sale terms and negotiated costs.

What's included in this calculation?

Agent commissions (buyer + seller side)
Title insurance and escrow fees
Transfer taxes and recording fees
Mortgage payoff amount
Optional seller concessions and repairs

Expected Sale Price ($)

Remaining Mortgage Balance ($)

Total Agent Commission (%)

Combined buyer + seller agent (typically 5-6%)

Estimated Closing Costs (%)

Title, escrow, transfer tax (typically 1-2%)

Seller Concessions ($)

Credits to buyer, repair allowances, etc.

Pre-Sale Repairs/Staging ($)

Frequently Asked Questions

What are seller closing costs?

Seller closing costs typically include real estate agent commissions (5-6%), title insurance ($1,000-2,000), escrow fees ($500-2,000), transfer taxes ($1,000-5,000+), and prorated property taxes. Total seller costs usually range from 6-10% of the sale price.

How do I calculate net proceeds from a home sale?

Net proceeds = Sale price minus mortgage payoff, agent commissions (5-6%), closing costs (1-2%), repairs, staging, and transfer taxes. Our calculator accounts for all these factors to give you an accurate estimate.

What costs can a seller negotiate?

Sellers can negotiate agent commission (especially in competitive markets), buyer repair credits (cap at 1-2% of sale price), and sometimes title/escrow fees. Transfer taxes are usually non-negotiable and set by the county.